It’s no secret that
workplace accidents can involve a great deal of pain, which often requires pain medications
among others. Then, when someone is suffering from an
occupational disease, including certain cancers, they will need expensive drugs to combat the
side effects of chemo therapy and radiation. Or, they’ll need several
drugs to help them cope with their debilitating disease.
But the truth of the matter is that some prescription medications cost
a fortune and even people who make a decent wage can’t afford to
spend hundreds of dollars every month on prescription medications meant
to treat them for their workplace accident or occupational disease. That
workers’ compensation cover part or all of the costs of medication?
Are My Prescriptions Covered?
Here’s what you need to know about filling your prescriptions while
receiving workers’ compensation benefits in New York:
You will be able to get your prescription medications for your work-related
injury under New York’s
workers’ compensation laws. However, self-insured employers or insurance carriers can designate which
pharmacies you have to use to have your prescriptions filled.
- The network that your insurance carrier chooses must include pharmacies
that are relatively close to your home, or they must include pharmacies
that have a mail order service that you can use.
If the insurance carrier argues or
denies your claim and a network pharmacy refuses to fill your prescriptions,
you can use a pharmacy that is outside the insurer’s designated
network. Ask us more about this.
- The insurance carrier cannot tell you what drugs to take, nor can it stop
you from getting the drugs you are currently on. That is strictly up to
Looking for a Long Island workers’ compensation lawyer to help you
file a claim in New York?
Contact Katz, Leidman, Freund & Herman for a
free case evaluation. We can be reached at (888) 250-5427.