Accidents happen in the workplace and in the course of one’s work all too
often. Whether it’s a
car accident that led to broken bones, a machine accident that amputated a hand, a
repetitive motion injury that caused
carpal tunnel syndrome, a
back injury that required surgery, or a fall that led to a spinal cord injury and
quadriplegia, workplace injuries and occupational diseases can change
a worker’s quality of life permanently.
Fortunately, legislatures enacted workers’ compensation laws, which
provide valuable benefits to injured and sickened workers who were harmed
while performing their work duties. Workers’ compensation is a no-fault
system that allows injured workers to collect
benefits regardless of who’s at-fault for the accident or injury.
Such benefits cover a portion of the worker’s wages, as well as medical
bills, surgery (where applicable), and prescriptions. Clearly,
workers’ compensation coverage is critical to the health and wellbeing of employees, but do
all workers qualify for this coverage? While most workers are covered,
not everybody is entitled to it.
Who is not covered by workers’ comp in New York?
- Golf caddies,
- Farm laborers,
- Maritime workers,
- Government employees,
- The employer’s minor child,
Independent contractors, including insurance and real estate agents,
- Spouses of employers who file a spousal exclusion form,
- Religious workers, such as priests, pastors, and rabbis,
- People who volunteer for non-profit organizations, and
Domestic workers who work in a private home less than 40 hours a week and who do not live
on the premises.
Are you concerned that you are not a covered employee? Even if you fall
into one of the above categories of workers, it doesn’t mean that
all hope is lost. If you sustained a
workplace injury, we urge you to
contact our firm to schedule a consultation with a
New York workers comp' lawyer. With
over 50 years of collective experience, we can answer your questions and give you the direction you need in your case.