If you’re like most people, you may have never thought about being
disabled until something happened to you. According to the Social Security
Administration, people’s chances of becoming disabled are greater
than they know.
The SSA says that studies show that a 20-year-old has a 1-in-4 chance of
becoming disabled before they reach the age for retirement. So, if you
were injured or became ill in a work-related accident, the first places
you may look to compensation are Social Security Disability and
Since Social Security pays benefits to people who cannot work because of
a disabling medical condition, it’s understandable why people can
get confused about what types of benefits they should seek.
Can you collect both
Social Security Disability and workers’ compensation benefits at the same time? Continue reading
for the answer.
For starters, in order to collect SSDI benefits, you must meet the SSA’s
definition of a “disability,” and you must have paid into
the program long enough to receive benefits. For example, if you’re
38 years-old, you must have worked at least 4 years in order to qualify
for disability benefits.
Generally, to meet the SSA’s definition of a disability, an applicant
must have a medical condition that is expected to last at least one full
year, or result in death. Considering these requirements, people often
qualify for workers’ compensation
and disability benefits.
How Workers’ Comp Affects SSDI Benefits
If you receive a disability payment from a private source, such as a private
pension, then it will not affect your Social Security benefits.
On the other hand, if you receive workers’ compensation benefits,
which are paid to a worker after a job-related injury, these
may reduce your Social Security benefits.
Essentially, if you end up getting approved for workers’ compensation
AND SSDI benefits, the total combined amount of both benefits cannot be
more than 80% of what you were earning before you became injured or ill
If you have further questions about receiving workers’ comp and disability,
don’t hesitate to
reach out to our New York workers’ compensation firm for help.