Frequently Asked Questions: Workers' Comp
Get the Facts About Workers' Compensation
What is workers' compensation insurance?
Workers' compensation insurance gives employers coverage for any injuries or illnesses their employees suffer while at work, or due to work-related incidents. Specifically, it is meant to provide wage replacement and reimbursement for any medical expenses associated with the injury or condition. In a workers' compensation case, both parties are acknowledging that no one is at fault for the accident.
Who is covered by workers' compensation?
While some states have varying laws on workers' compensation, New York requires nearly all employers to provide this type of coverage for their employees. This includes all workers who are employed by for-profit businesses, domestic workers that put in 40 hours a week, public teachers (except for those employed by NYC), corporate officers, and most contract workers. Furthermore, most non-profit workers who accept some type of payment will be covered under workers' comp.
What should I do if I was hurt at work?
Though it can be an intimidating thought, you should make sure to alert your employer as soon as possible. You will only have 30 days from the time you become aware of your injury or condition to report it to your employer, or else you may lose your eligibility for workers' compensation. You should also make sure you get treatment as necessary and keep all medical bills or related receipts. If necessary, you may need to hire an attorney to ensure your case is handled accordingly.
How should I file a workers' comp claim?
You should seek out medical treatment and alert your employee about the accident in writing. Your employer should then file the claim on your behalf. If you want to ensure your benefits are not delayed, you can also file a claim under appropriate circumstances. You will need to fill out the Employee Claim (C-3) form.
You can complete this online, reach out to the Workers' Compensation Board over the phone (1-866-396-8314), or file a paper form via the mail or in person at any customer service or district office. You should be notified through the mail if any action is taken in regard to your workers' compensation claim.
How much can I expect to get as a settlement?
Each case has unique circumstances. Depending upon how the accident or injury occurred, the amount sought for damages can vary greatly. In cases where the injuries suffered were catastrophic, such as paralysis, the amount received can be in the millions of dollars. Others are less extreme. Our legal team is prepared to discuss your case at no cost to you, so contact a New York workers' compensation lawyer at Katz Leidman Grossman Wolfe & Freund and get your questions answered.
I was hurt and can't make a living. What do I do?
Work-related injuries are very common in New York, and the legal team at Katz Leidman Grossman Wolfe & Freund has helped thousands of individuals get the compensation that they deserve for such accidents. Workers' compensation insurance is required by law to assist you if you have been injured on the job.
However, claims have been denied in the past, causing individuals and families to suffer needlessly. With the assistance of an experienced workers' compensation lawyer from Katz Leidman Grossman Wolfe & Freund, the fair compensation you deserve will be relentlessly sought. Tell us about your case today.
Is it hard to make a workers' compensation claim?
The simple answer is: yes. The paperwork involved in this process can be complicated and difficult. Many individuals choose to use an attorney to fight for compensation, as dealing with the injury and trying to get back to good health is more important than trying to decipher complex forms. At Katz Leidman Grossman Wolfe & Freund, our legal team will make the claim on your behalf, and likely will be able to find certain types of claims for compensation that you may not have been aware of.
Why was my claim denied?
When the paperwork for a workers' compensation claim is missing information, it can be denied. There may be other factors that result in a claim being denied. Don't take "no" for an answer. Contact a workers' compensation lawyer from Katz Leidman Grossman Wolfe & Freund to review and evaluate your case. Don't give up; be proactive and fight for what is fair by contacting our firm today.
Can I recover my lost income?
In most workers' comp cases, any income that was lost due to the injury is part of the claim - by law. However, there are cases in which the injured individual does not receive the lost income, for a variety of reasons. If this is your situation, contact Katz Leidman Grossman Wolfe & Freund to speak to a workers' comp lawyer. It may be necessary to fight for what you deserve, and the legal team is there to help you.
How can your law firm help me?
The legal team at this outstanding workers' compensation law firm is prepared to assist clients in any of the following types of workers' compensation cases:
Contact Katz Leidman Grossman Wolfe & Freund today if you were hurt on the job, or due to the negligence, recklessness or intentional acts of another.